Who is to blame for the economic implosion? In two feature articles, authors Mark Labaton and Mark Anchor Albert explore the legal fallout from the absence of regulatory control over derivatives and the legal arguments against the First Amendment shield that bond ratings agencies have traditionally enjoyed. And in "Take It to the Bank," authors Maura O'Connor, James Bryce Clark, and Edward Karlin offer insight into the differences between and FDIC bank receiverships and other corporate insolvencies. The economic crisis and the law also receive attention in Dennis L. Perez's article on tax relief for victims of Ponzi schemes. For those looking to reduce child support or alimony in the wake of financial loss, however, no relief is likely. Lance S. Spiegel has more in his article concerning the recession's effect on family law matters. Finally, Ken Swenson offers an overview on starting a law practice in a home office.